Individual Development Accounts

Individual Development Accounts (IDAs) are a savings and match program for low- to moderate- income individuals and families.

Ohio CDC Association operates two IDA Programs. The first, is funded through the Ohio Department of Development, and is for homeownership only.

The second, the Refugee IDA Program, is funded through the Office of Refugee Resettlement to help purchase either a home for the first time, earn a post-secondary education/trade credential, open a small business, or purchase a vehicle. The Refugee IDA Program is limited to refugee and asylees who have been in the country no more than five years.

For the Homeownership Opportunity IDA Program, please contact subsites directly. A list of our current partner sites can be found here. If you would like to know availability for the Refugee IDA Program, please contact staff@ohiocdc.org.