Homeownership Opportunity IDA

Individual Development Accounts (IDAs) are an approach for low- to moderate-income individuals and families to fulfill their American dream of purchasing a home.

Eligible individuals with earned income at or below 200% of the poverty level can deposit a portion of their earnings into an IDA savings account. When they reach their goal, the savings will be matched for down payment on a home. The savings match is 8:1; so for every $1 you save, you will receive at least $8 to go towards the purchase of a new home.

If you are fueled with desires to purchase your asset, willing to save, committed to living within a budget, have at least a 640 credit score, and agree to attend trainings then this is the program for you.

For more information, please contact the subsites below:

Miami Valley Community Action Partnership
Vicki Rish
719 South Main Street
Dayton, Ohio 45402
(937) 341-5000 Ext.182
vicki.rish@cap-dayton.org
Service Area: Montgomery County
Types of Assets Offered: Homeownership

HHWP-CAC
Jessica Hoffman
1637 Tiffin Avenue
Findlay, Ohio 45840
(419) 423-3755 Ext. 700
Service Area: Hancock, Hardin, Wyandot and Putnam Counties
Types of Assets Offered: Homeownership, Micro-Enterprise, Education

Bridges Community Action Partnership
Ross Cunningham
232 North Main Street, Suite G
Marysville, Ohio 43040
(937) 642-4986
rcunningham@bridgescap.org
Service Area: Delaware, Madison, Union, Champaign, Logan, & Shelby Counties
Types of Assets Offered: Homeownership, Micro-Enterprise, Education

Working in Neighborhoods
Hope E. Wilson
1814 Dremen Avenue
Cincinnati, Ohio 45223
(513) 541-4109 Ext. 132
hwilson@wincincy.org
Service Area: Hamilton, Clermont, Butler, and Warren Counties
Types of Assets Offered: Homeownership & Education

Impact Community Action
Luther Tyson
700 Bryden Road
Columbus, Ohio 43215
(614) 453-1617
ltyson@impactca.org
Service Area: Franklin County
Types of Assets Offered: Youth Education

Lifeline
Tiffany Menosky
54 South State Street, Suite 309
Painesville, OH 44077
(440) 354-2148 Ext. 231
tiffanym@lclifeline.org
Service Area: Lake County
Types of Assets Offered: Homeownership and Education

Northwest Ohio Development Agency
Barbara Derden
525 Jefferson Avenue
Toledo, Ohio 43604
(419) 243-3734 Ext. 144
bderden@nodatoledo.org
Service Area: Lucas County
Types of Assets Offered: Homeownership, Micro-Enterprise, Education

SELF
Jerry Brown
1790 South Erie Highway
Hamilton, Ohio 45012
(513) 820-5023 Ext. 222
jbrown@selfhelps.org
Service Area: Butler County
Types of Assets Offered: Homeownership, Micro-Enterprise, Education

Don't see a site for your area? Check out IDA Resources to locate a project near you, or contact any non-profit organization like your local community development corporation or community action agency and ask them to start an IDA program through the Ohio CDC Association. Just have them contact us if they want more information!

Homeownership Opportunity IDA

List of Current Partner Sites